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HUD/FHA Mobile Home Foundation Certification

HUD/FHA Mobile Home Foundation Certification HUD/FHA Mobile Home Foundation Certification
We provide HUD/FHA Mobile Home Foundation Certification by Professional Engineers in all Central Florida.

Do you own a manufactured home that you are trying to sell or are looking to purchase a manufactured home using a mortgage lender?


If so, you have probably noticed that there are additional criteria required in order to purchase a new or existing manufactured home. Why is this?

Manufactured homes are built in 320 square foot sections, which are transportable, and built on permanent chassis on site. The sections are generally 8 feet wide and 40 feet long and these sections fit together quickly and efficiently. Like a standard home, manufactured homes are designed to be permanent homes, containing plumbing, HVAC, and electrical systems. They are not modular homes, recreational vehicle-style dwellings, or the like. In most cases, you may not notice the difference between a manufactured home and a "stick-built" home.

Why is my lender requiring a foundation certification?

Mortgages are available for the purchase of new or existing manufactured homes, but they often require a foundation certification or design. The reason behind this is that most mortgages written by a lender are almost certain to be insured by the Federal Housing Administration (FHA), a division of the U.S. Department of Housing and Urban Development (HUD). As a condition of providing insurance, the FHA requires that the foundation for new homes be designed by, and the design sealed by a licensed Professional Engineer. The design must comply with FHA guidelines. For existing homes, a Professional Engineer is required to certify that the foundation meets the FHA requirements. The HUD Permanent Foundations Guide for Manufactured Housing, publication number HUD-007487 is the basis for the FHA requirements.

In many cases, a foundation certification is required on a manufactured home to verify that the foundation is present, permanent, and functional.

A permanent foundation is one that is "constructed of durable materials (concrete, mortared masonry, treated wood) and be site built". Since the manufactured home is not site built, it is important that the foundation be certified to be site built. HUD states that the foundation of a manufactured home must "have attachment points to anchor and stabilize the manufactured home to transfer all loads to underlying soil or rock. The design must comply with FHA guidelines. For existing homes, a Professional Engineer is required to certify that the foundation meets the FHA requirements. The HUD Permanent Foundations Guide for Manufactured Housing, publication number HUD-007487 is the basis for the FHA requirements. The permanent foundations shall be structurally developed in accordance with this document or be structurally designed by a licensed professional engineer."

Should not every manufactured homes's foundation do this?

Although the original manufactured home design must comply with the manufacturer's instructions, doing so does not guaranty that it complies with the HUD Guide that we quoted above. Generally, the biggest concern that must be verified is that the design MUST provide vertical stability.

According to the HUD Guide:

"Anchorage capacity to prevent uplift and overturning due to winds or seismic forces, whichever controls. Screw-in soil anchors are not considered permanent anchorage. Footing size to prevent overloading the soil-bearing capacity and avoids soil settlement. Footings shall be reinforced concrete to be considered permanent. Base of footing below maximum frost-penetration depth. Enclose a basement or crawl space with a continuous wall (whether bearing or non-bearing) that separates the basement of the crawlspace from the backfill, and keeps out vermin and water.

The design must provide lateral stability with anchorage capacity to prevent sliding due to wind or seismic forces, whichever controls, in the transverse or longitudinal direction".

The only way for the lender to verify that the above criteria are met in an individual manufactured home is to have the foundation inspected by a professional and then have that engineer certify that specific foundation.

Call now to get a quote for a HUD/FHA Mobile Home Foundation Certification.


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 407 535 31 95


We perform General Home inspection, Pre-purchase Home Inspection, Wind Mitigation Inspection, WDO/Termite Inspection, Four-Point inspection, HUD/FHA Mobile Home Foundation Certification and Inspections with an infrared camera in all the Central Florida:


Altamonte Springs
Altoona
Alturas
Anthony
Apollo Beach
Apopka
Astatula
Astor
Auburndale
Babson Park
Balm
Barberville
Bartow
Belleview
Bithlo
Bradley
Brandon
Brevard County
Bushnell
Candler
Cape Canaveral
Cassadaga
Casselberry
Celebration City
Center Hill
Citra
Clarcona
Clermont
Christmas
Cocoa
Cocoa Beach
Coleman
Crystal Springs
Davenport
Daytona Beach
Debary
Deland
De Leon Springs
Deltona
Dover
Dundee
Dunnellon
Durant
Eagle Lake
Eastlake Weir
Eaton Park
Edgewater
Eustis
Fairfield
Ferndale
Fort Meade
Fort Mc Coy
Frostproof
Fruitland Park
Geneva
Gibsonton
Glenwood
Goldenrod
Gotha
Grand Island
Grant
Groveland
Haines City
Highland City
Hills Borough County
Homeland
Howey in the Hills
Indian Lake Estates
Indialantic
Intercession City
Kathleen
Kenansville
Killarney
Kissimmee
Lady Lake
Lake Alfred
Lake County
Lake Hamilton
Lake Helen
Lake Mary
Lake Monroe
Lake Panasoffkee
Lake Wales
Lakeshore
Lakeland
Leesburg
Lithia
Longwood
Loughman
Lowell
Lutz
Maitland
Malabar
Mango
Marion County
Mascotte
Mc Intosh
Melbourne
Melbourne Beach
Merritt Island
Mid Florida
Mims
Minneola
Montverde
Mount Dora
Mulberry
Nalcrest
New Smyrna Beach
Nichols
Oak Hill
Okahumpka
Oakland
Ocala
Ocklawaha
Ocoee
Odessa
Orange City
Orange County
Orange Lake
Orange Springs
Orlando
Ormond Beach
Osceola County
Osteen
Oviedo
Oxford
Paisley
Palm Bay
Patrick Afb
Pierson
Plant City
Plymouth
Polk County
Polk City
Poinciana
Port Orange
Riverview
River Ranch
Reddick
Rockledge
Ruskin
Saint Cloud
Sanford
Satellite Beach
Scottsmoor
Sebastian
Seffner
Seminole County
Seville
sharpes
Silver Springs
Sorrento
Sparr
Summerfield
Sumter County
Sumterville
Sun City
Sun City Center
Sydney
Tampa
Tangerine
Tavares
The Villages
Thonotosassa
Titusville
Umatilla
Union Park
Valrico
Volusia County
Waverly
Webster
Weirsdale
Wildwood
Wimauma
Windermere
Winter Garden
Winter Haven
Winter Park
Winter Springs
Yalaha
Zellwood
Zephyrhills



Osceola County Florida cities:

Celebration, Fl, Intercession, Fl, Kenansville, Fl, Kissimmee, Fl, Saint Cloud, Fl.


Osceola County Florida zip codes: 33848, 34739, 34741, 34742, 34743, 34744, 34745, 34746, 34747, 34758, 34759, 34769, 34770, 34771, 34772, 34773.




Orange County Florida cities:

Apopka, Fl, Bithlo, Fl, Christmas, Fl. Clarcona, Fl, Gotha, Fl, Killarney, Fl, Maitland, Fl, Oakland, Fl, Ocoee, Fl, Orlando, Fl. Plymouth, Fl, Tangerine, Fl, Union Park, Fl, Windermere, Fl, Winter Garden, Fl, Winter Park, Fl, Zellwood, Fl.


Orange County Florida zip codes: 32703, 32704, 32709, 32710, 32712, 32751, 32768, 32777, 32789, 32790, 32792, 32793, 32794, 32798, 32801, 32802, 32803, 32804, 32805, 32806, 32807, 32808, 32809, 32810, 32811, 32812, 32814, 32816, 32817, 32818, 32819, 32829, 32821, 32822, 32824, 32825, 32826, 32827, 32828, 32829, 32830, 32831, 32832, 32833, 32834, 32835, 32836, 32837, 32839, 32853, 32854, 32855, 32856, 32857, 32858, 32859, 32860, 32861, 32862, 32867, 32868, 32869, 32872, 32877, 32878, 32885, 32886, 32887, 32891, 32896, 32897, 34734, 34740, 34760, 34761, 34777, 34778, 34786, 34787.




Polk County Florida cities:

Altura, Fl, Auburndale, Fl, Babson Park, Fl, Bartow, Fl, Bradley, Fl, Davenport, Fl, Dundee, Fl, Eagle Lake, Fl, Eaton Park, Fl, Fort Meade, Fl, Frostproof, Fl, Haines City, Fl, Highland City, Fl, Homeland, Fl, Indian Lake Estates, Fl, Kathleen, Fl, Kissimmee, Fl, Lake Alfred, Fl, Lake Hamilton, Fl, Lake Wales, Fl, Lakeland, Fl, Lakeshore, Fl, Loughman, Fl, Mulberry, Fl, Nalcrest, Fl, Nichols, Fl, Polk city, Fl, River Ranch, Fl, Waverly, Fl, Winter Haven, Fl.


Polk County Florida zip codes: 33801, 33802, 33803, 33804, 33805, 33806, 33807, 33809, 33810, 33811, 33812, 33813, 33815, 33820, 33823, 33827, 33830, 33831, 33835, 33836, 33837, 33838, 33839, 33840, 33841, 33843, 33844, 33845, 33846, 33847, 33849, 33850, 33851, 33853, 33854, 33855, 33856, 33858, 33859, 33860, 33863, 33867, 33868, 33877, 33880, 33881, 33882, 33883, 33884, 33885, 33888, 33896, 33897, 33898, 34759.




Lake County Florida cities:

Altoona, Fl, Astatula, Fl, Astor, Fl, Clermont, Fl, Eustis, Fl, Ferndale, Fl, Fruitland Park, Fl, Grand Island, Fl, groveland, Fl, Howey in the Hills, Fl, Lady Lake, Fl, Leesburg, Fl, Mascotte, Fl, Minneola, Fl, Montverde, Fl, Mount Dora, Fl, Hokahumpka, Fl, Paisley, Fl, Sorrento, Fl, Tavares, Fl, Umatilla, Fl, Yalaha, Fl.


Lake County Florida zip codes: 32102, 32158, 32159, 32702, 32726, 32727, 32735, 32736, 32756, 32757, 32767, 32776, 32778, 32784, 34705, 34711, 34712, 34713, 34714, 34715, 34729, 34731, 34736, 34737, 34748, 34749, 34753, 34755, 34756, 34762, 34788, 34789, 34797.



Seminole County Florida cities:

Altamonte Springs, Fl, Casselberry, Fl, Geneva, Fl, Goldenrod, Fl, Lake Mary, Fl, Lake Monroe, Fl, Longwood, Fl, Mid Florida, Fl, Oviedo, Fl, Sanford, Fl, Winter Srpings, Fl.


Seminole County Florida zip codes: 32701, 32707, 32708, 32714, 32715, 32716, 32718, 32719, 32730, 32732, 32733, 32745, 32746, 32747, 32750, 32752, 32762, 32765, 32766, 32771, 32772, 32773, 32779, 32791, 32795, 32799.




Brevard County Florida cities:

Cape Canaveral, Fl, Cocoa, Fl, Cocoa Beach, Fl, Grant, Fl, Inidialantic, fl, Malabar, Fl, Melbourne, Fl, Melbourne Beach, fl, Merritt Island, Fl, Mims, Fl, Orlando, Florida, Palm Bay, Fl, Patrick Afb, Fl, Rockledge, Fl, Satellite Beach, Fl, Scottsmoor, fl, Sebastian, Fl, Sharpes, Fl, Titusville, fl.


Brevard County Florida zip codes: 32754, 32775, 32780, 32781, 32783, 32796, 32815, 32899, 32901, 32902, 32903, 32904, 32905, 32906, 32907, 32908, 32909, 32910, 32911, 32912, 32919, 32920, 32922, 32923, 32924, 32925, 32926, 32927, 32931, 32932, 32934, 32935, 32936, 32937, 32940, 32941, 32949, 32950, 32951, 32952, 32953, 32954, 32955, 32956, 32959, 32976.




Hills Borough County Florida cities:

Apollo Beach, fl, Balm, fl, Brandon, fl, Dover, fl, Durant, fl, Gibsonton, fl, Lithia, fl, Lutz, fl, Mango, fl, Odessa, fl, Plant City, fl, Riverview, fl, Ruskin, fl, Seffner, fl, Sun City, fl, Sun City Center, fl, Sydney, fl, Tampa, fl, Thonotosassa, fl, Valrico, fl, Wimauma, fl.


Hills Borough County Florida zip codes: 33503, 33508, 33509, 33510, 33511, 33527, 33530, 33534, 33547, 33548, 33549, 33550, 33556, 33558, 33595, 33563, 33564, 33565, 33566, 33567, 33568, 33569, 33570, 33571, 33572, 33573, 33575, 33578, 33579, 33583, 33584, 33586, 33587, 33592, 33594, 33595, 33596, 33598, 33601, 33602, 33603, 33604, 33605, 33606, 33607, 33608, 33609, 33610, 33611, 33612, 33613, 33614, 33615, 33616, 33617, 33618, 33619, 33620, 33621, 33622, 33623, 33624, 33625, 33626, 33629, 33630, 33631, 33633, 33634, 33635, 33637, 33646, 33647, 33650, 33655, 33660, 33661, 33662, 33663, 33664, 33665, 33672, 33673, 33674, 33675, 33677, 33679, 33680, 33681, 33682, 33684, 33685, 33686, 33688, 33689, 33694.




Sumter County Florida cities:

Bushnell, fl, Center Hill, fl, Coleman, fl, Lake Panasoffkee, fl, Oxford, fl, Sumterville, fl, The Villages, fl, Webster, fl, Wildwood, fl.


Sumter County Florida zip codes: 32162, 32163, 33513, 33514, 33521, 33538, 33585, 33597, 34484, 34785.




Volusia County Florida cities:

Barberville, fl, Cassadaga, fl, Daytona Beach, fl, De Leon Springs, fl, Debary, fl, Deland, fl, Deltona, fl, Edgewater, fl, Glenwood, fl, Lake Helen, fl, New Smyrna, fl, Oak Hill, fl, Orange City, fl, Ormond Beach, fl, Osteen, fl, Pierson, fl, Port Orange, fl, Seville, fl.


Volusia County Florida zip codes: 32105, 32114, 32115, 32116, 32117, 32118, 32119, 32120, 32121, 32122, 32123, 32124, 32125, 32126, 32127, 32128, 32129, 32130, 32132, 32141, 32168, 32169, 32170, 32173, 32174, 32175, 32176, 32180, 32190, 32198, 32706, 32713, 32720, 32721, 32722, 32723, 32724, 32725, 32728, 32738, 32739, 32744, 32753, 32759, 32763, 32764, 32774.




Marion County Florida cities:

Anthony, Fl, Belleview, Fl, Candler, Fl, Citra, Fl, Dunnellon, Fl, Eastlake Weir, Fl, Fairfield, Fl, Fort Mc Coy, Fl, Lowell, Fl, Mc Intosh, Fl, Ocala, Fl, Ocklawaha, Fl, Orange Lake, Fl, Orange Springs, Fl, Reddick, Fl, Silver Springs, Fl, Sparr, Fl, Summerfield, Fl, Weirsdale, Fl.


Marion County Florida zip codes: 32111, 32113, 32133, 32134, 32179, 32182, 32183, 32192, 32195, 32617, 32634, 32663, 32664, 32681, 32686, 34420, 34421, 34430, 34431, 34432, 34470, 34471, 34472, 34473, 34474, 34475, 34476, 34477, 34478, 34479, 34480, 34481, 34482, 34483, 34488, 34489, 34491, 34492.





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Home Inspector

Call or text now.

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 407 535 31 95





Home Testimonies About us

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Home Inspector
Get a Quote for a
Wind Mitigation Inspection



HUD/FHA Mobile Home Foundation Certification
Get a Quote for a
 HUD/FHA Mobile Home Foundation Certification



HUD/FHA Mobile Home Foundation Certification
Get a Quote for a
 HUD/FHA Mobile Home Foundation Certification



Home Inspector
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General Home Inspection






Luis A. Martin Home Inspector

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Kissimmee, Fl
Home Inspector Kissimmee

Orlando, Fl
Home Inspector Kissimmee

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luismartin@florida-inspector.us

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